Many people come into my office asking about a settlement and particularly if they can get something for their pain and suffering after a work injury. Unfortunately, the way the Pennsylvania workers compensation laws are written there's no compensation for pain and suffering, but that does not mean that you can't get a settlement. The insurance company will not always give you the information as to how they value your claim, but there are many different factors that go into and what the true value is of a work injury.
How serious was your injury? How much were you earning at the time that you got hurt? How long have you already been on worker's compensation and what's the anticipated time that you'll remain on workers compensation in the future? Those are some of the issues that an insurance company will consider when making an offer while you're on workers compensation. The goal is that you have the protection of a paycheck every week. A settlement will provide you with a lump sum, but it also needs to provide you with sufficient financial security that after the case is closed you're still protected. Give us a call and we'll answer your questions.